Monday, October 30, 2006

Free Credit Repair

Free credit repair seems to be similar to free credit restoration. I was searching the internet for a way to improve my FICO score when - wham bang! there it was! A free credit repair site. This is something that can really boost my credit score.

Let's assume that a higher FICO score is something that the average consumer desires. This type of credit repair can do just that and the best part about it is that it's free. That's correct free meaning free credit repair. Time and again I search on the internet and find that credit repair is costing consumers money. that's when I started to think to myself, why can't credit restoration or credit repair or repairing credit be free? I mean after all, this is something that the fair credit Reporting Act has established. So why can't it be free I thought?

That's when I found it - a totally free credit repair site. Yes, as free credit restoration and free repairing credit as it gets. You can check them out at free credit repair.

The Internet's best credit repair

Friday, October 27, 2006

From Housing Slowdown to Housing Showdown

Stay tuned to this! Stay tuned to this! My, oh my, do we have a real estate showdown going on in the marketplace today! I say that real estate values have dropped and do I mean dropped! Year over year the largest real estate drop in 35 years! Ok, now that the bad news is out of the way, let's look at the good news for real estate.

The good news is that real estate deals are back in vogue. The buyer is holding all of trhe cards in this real estate deck and the deck is stacked with seller held seconds. The seller held second mortgage is also referred to as owner financed seconds and can also be referred to as owner financing for that matter. Let's look a little more closely to the second mortgage held by the seller on a property when real estate financing is in view. This is similar to owner held second mortgage and this truly helps the buyer - hence the name sellers helping buyers.

Seller finance property with seconds can be of benefit to someone entering the real estate market. This is the option with interest rates at attractive levels for the owner financed property in the form of a second mortgage.

Seller Helps

Monday, October 23, 2006

Blown Away By Owner Financing!

Why does one property sit and another sell? Both properties are priced similar and one sits while the other sells. On the surface this sounds strange, but not when one considers that seller held second mortgage can make or break a real estate transaction. Take for example, a 20% seller held secon mortgage. This provides substantial benefit for a buyer in a buyer's market.

Such a buyer may find that a seller held second mortgage can assist someone with financing real estate. Yes, this is a benefit to a buyer with little or no money down. let's look at a situation where a seller is trying to sell a property fast and doesn't want to let the property sit any longer than needed. In such a case, a seller held second mortgage is quite a benefit and this not only to the seller, but to the buyer as well. This of course, is most beneficial to real estate agents and the real estate marketplace overall.

To conclude, the seller held second mortgage is a viable option for many buyers and sellers in today's buyer's market. Buy now with a seller held second mortgage while you can. I am sure that markets go from one way to another way and the way that it seems to be at the moment makes it beneficial to sell witha seller held second mortgage.

Seller Helps Buyer

Wednesday, October 18, 2006

Owner Financed Property

The most amazing housing phenomenon just occured to me on real estate street. This is quite possibly the biggest real estate financing breakthrough since the mortgage was first developed. Now, don't get me wrong, there have been many types of mortgage creations over the past few decades, but this one takes the real estate cake. It's like a page out of a real estate professors book. Ok, pay attention all of you mortgage, real estate, investors, buyers sellers and so and on - for here is what you need to know about owner financing.

A brand new single family home or condo invention per se. One might consider that real estat financing has been around for some time and there is nothing new that hasn't been before. This may be true at first real estate glance, but consider that real estate and the internet are still in their infancy. Owner finaning, know by many names: seller second, seller financing, seller financed second, second mortgage held by seller and so forth. These are th beginning of how the owner fiancing has developed into a real estate bonanza of sorts. There are many places that we could drive in a real estate area only to find that real estate is relatively high preiced in many areas. Sellers are attempting to list their homes with real estate agents but the buyers are few and far between.

Consider emerging markets as a potention source for real estate buyers. This can account for some future buying activity in the real estate world but mortgage loans can be tough to qualify for. The answer can be found in the sale's concession and in the seller held second mortgage of course. A seller held second mortgage involves a seller agreeing to hold financing for a buyer to assist them in qualiying for the purchase price. This seller financing is also called a seller held second mortgage or owner financing. I have seen that there are very few places that will advertise the seller financing or owner finced properties for sale. This should not be. The solution can be found at seller financing.

There can also be owner financed real estate for buyers in many areas. Take real estate in your town or city for example. You may find that your county may be located on seller financing and seller held second mortgages and this may assista you to put together a real estate transaction. You may want to finance real estate with seller financing at an interest rate that is appropriate for a seller held second. For more information on owner financed properties, please visit seller financed.

Seller Helps Buyer